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Introduction to Earned Wage Access

Updated

EWA lets you access up to $1,000 per week from your already-earned salary, deducting any withdrawn wages in advance from your next pay.

This article contains:

 

Introduction to Earned Wage Access (EWA)

What is Earned Wage Access (EWA)?

EWA gives you access to your money as you earn it, instead of waiting for payday, giving you greater control over your finances. It is available exclusively to employees of organisations using the Employment Hero Payroll platform, accessible through the EH Work app.

When you withdraw your wages in advance through Earned Wage Access, the amount will be deducted from your next pay. This service is not a credit product and does not incur interest or late fees. Earned Wage Access amounts are limited to 50% of an employee's unpaid net pay owed, with a weekly cap of $1,000.

Important considerations:

  • Ensure you have enough funds for your financial obligations.
  • Employment Hero is not liable for any losses or financial hardship resulting from accessing your pay early.
Am I eligible for Earned Wage Access?
You can find out if you are eligible in this article.
How do I get Earned Wage Access?

Follow the instructions in our article: How do I set up Earned Wage Access?

How do I use Earned Wage Access?
You can learn how to use Earned Wage Access in this article.
What are the Earned Wage Access (EWA) fees?
The fees to use Earned Wage Access are 1.3% of your transaction amount to a Swag Spend account and 1.5% of your transaction amount to another financial institution.

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