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Getting started: ABA Files

Available for the following plans: Employment Lite, Employment Plus, Employment Unlimited

An ABA file (Australian Banking Association file) is a standardised file format used in Australia to process bulk electronic payments, such as payroll, supplier payments, or reimbursements, through the banking system.

 

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Key features

  • Plain text format containing structured data

  • Used to instruct banks to transfer money from your account to multiple recipients

  • Follows the BECS (Bulk Electronic Clearing System) standard

  • Each line in the file represents a payment instruction

It includes:

  • Your bank account details (payer)

  • Payee details (employee or vendor)

  • Amounts to be transferred

  • Payment references or descriptions

  • BSB (Bank-State-Branch) and account numbers

How are they used?
  • Payroll: Paying employee wages in a single batch

  • Supplier payments: Sending payments to vendors in one go

  • Reimbursements: Paying out multiple expense claims at once

  • The ABA file is generated by payroll or accounting software.

  • The file is uploaded to your bank’s online portal.

  • The bank reads the file and executes all payments in a batch.

What is the process?

Initially, you need to generate or add a new ABA file to your account to configure payments. 

  1. Log into your Employment Hero payroll account. 
  2. Select Business Payroll Settings 
  3. Select PaymentsABA 2 - payments.jpg
  4. Here you can access your ABA file settings.
  5. ClickAdd and fill in your details.payment settings.jpg
  • BSB Number
  • Account number
  • Account name
  • Financial Institution code
  • Lodgement reference
  • Name of user supplying code
  • APCA user ID
  1. You can edit an ABA file any time by selecting an existing one and changing any details and selecting Save.ABA 5 edit.jpg
  2. You must next test your ABA file
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